Requirements
Getting Started with Credit Circuit
Supplying Goods and Services to Businesses
You supply goods and/or services to businesses, either on credit terms or currently for cash but with plans to extend credit.
Hollard Trade Credit Insurance Policy
Don’t have a Hollard Trade Credit policy in place yet? No worries. We’ll facilitate the setup for you, typically within 7 working days.
Secure Promissory Notes (PN)
Your buyer to digitally sign a Promissory Note (PN) during or after the delivery of goods/services, committing to pay their debt into our funder’s collections account.
Identity Verification
Our unique one-time biometric check verifies each buyer you want to fund, adding an extra layer of security to safeguard your business against identity fraud.
Streamlined Collections
Credit Circuit sends out your debtor statements and processes collections received on your behalf.
Business Eligibility
To qualify, your business should have an annual turnover exceeding R1 million and should have been trading for at least 12 months.
Trading History Requirements
Provide proof of trading history with a buyer, whether cash transactions or credit terms, including debtor ageings/debtor statements, and your bank statements, spanning at least three months.
Ready to Power Up Your Cash Flow?
Join the growing number of South African businesses simplifying receivables and instantly unlocking capital with Credit Circuit — no debt, no delays, just smart financial freedom.