About Us

We started Credit Circuit because we saw a critical gap in the way businesses trade on credit. Despite being the backbone of most B2B transactions, trade credit remains risky, capital-intensive, and—unlike cash or card payments—largely undigitised. We knew there had to be a better way.

With backgrounds in actuarial science and computer science, we combined deep expertise in risk and technology to solve this problem at scale. Our mission is simple: to make trade credit safer, smarter, and more accessible for businesses of all sizes.

By digitising trade credit, Credit Circuit reduces risk for suppliers and financiers alike—unlocking affordable, debt-free working capital backed by credit insurance. This enables businesses to grow on their own terms, with financing that scales alongside their buyers.
We believe that empowering businesses with the right tools and smarter credit infrastructure will unlock massive economic potential. And that’s what drives us every day.